tag:blogger.com,1999:blog-3168088830286116364.post7334807755154846274..comments2023-10-21T02:53:59.811-07:00Comments on Fight Certegy: Certegy Reason CodesEmberhttp://www.blogger.com/profile/08600581897987737847noreply@blogger.comBlogger106125tag:blogger.com,1999:blog-3168088830286116364.post-50683703353271563532023-07-21T15:00:35.730-07:002023-07-21T15:00:35.730-07:00What is code 77? I was just humiliated trying to b...What is code 77? I was just humiliated trying to buy groceries. My card was compromised and I'm waiting for a new one in the mail. So I had to write a check for the first time in YEARS. IT WAS DECLINED for reason 77Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-27941720746655923842021-09-23T04:31:43.558-07:002021-09-23T04:31:43.558-07:00I would highly recommend Mr Pedro loan services to...I would highly recommend Mr Pedro loan services to any person in need of financial help and they will keep you on top of high directories for any further needs. Once again I commend yourself and your staff for extraordinary service and customer service, as this is a great asset to your company and a pleasant experience to borrowers such as myself. Wishing you all the best for the future.Mr, Pedro is the best way to get an easy loan,here is their email.. pedroloanss@gmail.com Thank You for helping me with loan once again in my sincerely heart I'm forever grateful.<br />You can contact Mr Pedro Jerome for the following financial help such as Home Loan, Car Loan, Business Loan, Personal Loan, Merchant Loan, SBA Loan.<br />DUŠKA ALŽBĚTAhttps://www.blogger.com/profile/00893260716416992179noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-43259946242320625922020-01-03T14:55:56.307-08:002020-01-03T14:55:56.307-08:007 is the invalid ssn 7 is the invalid ssn Anonymoushttps://www.blogger.com/profile/07291952953031041750noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-2908288228532170262019-07-19T11:12:50.887-07:002019-07-19T11:12:50.887-07:00I purchased a money order at Kroger and I went bac...I purchased a money order at Kroger and I went back to cash it at the same Kroger I purchased it at and certegy is declining my money order. This is bullshit I'm the one purchasing the money order and can't cash it why?Anonymoushttps://www.blogger.com/profile/04713265219687124421noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-63371065119155508752018-06-03T19:25:40.715-07:002018-06-03T19:25:40.715-07:00So, no one seems to know what a reason code 6 is, ...So, no one seems to know what a reason code 6 is, but got a money order from Kroger, then didn't need that amount so wrote it out to Fred Meyer to cash it and was given an error code of 6, now I can't cash it because if I change the name on it they consider it altered and invalid, so now I have to send it to Western Union to get my money back and wait approx 6 weeks for my money that was cash to begin with? What a crock! This company needs to go, even Telecheck has better check cashing services, although they can also be a pain to deal with. Now I know to just go to the bank to cash money orders! Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-18973201587016420372018-01-15T12:58:32.401-08:002018-01-15T12:58:32.401-08:00This is from I understand regarding reason code 1
...This is from I understand regarding reason code 1<br />pay your fricken bill to Certegy and your good to go...<br />no waiting periodAnonymoushttps://www.blogger.com/profile/10888187011099081110noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-91046747627965700582018-01-15T12:56:54.133-08:002018-01-15T12:56:54.133-08:00Ok guys and Anonymous since no one happened to thi...Ok guys and Anonymous since no one happened to thing that you could go to Certegy and find the reason codes well you can and for all you carpal tunnel suffers I have found them and posted them below.....<br /><br />***************** REASON CODES AND THERE DESCRIPTIONS **********************<br /><br /> If your employee received a message to have the issuer of the check contact us, there may be negative information associated with the bank account on which the check is drawn.<br /><br />There are three general reasons why a decline recommendation, or other non-approval response, may be provided when a check is presented for cashing<br /><br />1. Negative Information on File - Typically this is due to the fact that another check drawn on the same routing and account number or associated with the identification of the consumer presenting the check has previously been returned and reported as such to Certegy.<br /><br />2. High Risk Transaction - To offer check acceptance services to its customers, our merchants use information from us to help them make a decision. Certegy provides check acceptance recommendations based on analytical models using a variety of potential risk factors including, but not limited to location, check writing and cashing history, check number, amount, and fraud trends. Therefore, if a check presented for cash falls outside of the risk acceptance parameters (e.g., large dollar check presented to a merchant that is drawn on a bank account and payable to a consumer for which Certegy shows no previous check cashing history), a decline recommendation may be provided to the merchant.<br /><br />3. Validity and Edit Errors - These responses are not recommendations nor are they based on information from Certegy's file. This type of response is provided when Certegy did not receive sufficient information to provide a payment recommendation to a merchant. For example, a validity error can occur if information was missing at the time of the transaction or the format of the identification presented did not conform to established guidelines for a valid ID.<br /><br />For more information, you may complete the form listed below and mail or fax it to our office. Based on the information you provide, we may be able to improve the probability of check acceptance for your bank account or use the information in our risk modeling.<br /><br />Should we need to contact you, we also request that you provide a daytime callback telephone number.<br /><br />Certegy Check Services, Inc.<br />Business Owner Request<br />P.O. Box 30046<br />Tampa, FL 33630-3046<br /><br />To Request by Fax: 727-570-4936Anonymoushttps://www.blogger.com/profile/10888187011099081110noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-985219820324661852017-10-13T08:33:44.525-07:002017-10-13T08:33:44.525-07:00People can use whatever means they want. I hate wh...People can use whatever means they want. I hate when they say just use a debit card. Fuck you Ill use what i want. We are not the ones that need to make the change. If we have money in our banks and our bank says we can write checks that is all that should matter period. These people have no right to force us into using a payment method they see fit. Nobody has to explain to anyone why they use a check or any method of payment. If we cant use a perfectly good check on a good account and your answer is to just use a card that is like Your front door being broken and your landlord saying whats the big deal just use the backdoor. Completely illegal.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-10241372281271778632017-08-06T01:43:55.076-07:002017-08-06T01:43:55.076-07:00Walmart denied my payroll check and whats even wor...Walmart denied my payroll check and whats even worse is Kroger denied it too. Both times and both places were reason 2 and I was given a number to call. First time I've ever been declined and the first time I've ever heard of Certegy. I will be researching the hell out of this company and spreading the word about them, Walmart and Kroger to a lot of people ... J Anonymoushttps://www.blogger.com/profile/15310645178837330309noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-6158588219498321162016-10-24T23:08:53.769-07:002016-10-24T23:08:53.769-07:00Well I was refused a 45.00 check today at Murphy&#...Well I was refused a 45.00 check today at Murphy's.... Reason being was a Code 7, but to hear from someone who seems to know everything, only 4 codes exist and a 7 is not on the list. Well tell Murphy's that. I had just left wal Mart which uses Telecheck and had no problem writing a check for 200.00. Explain that one CertegySick of Certegyhttps://www.blogger.com/profile/16864978283231337099noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-50089853515270246132016-06-13T06:02:24.118-07:002016-06-13T06:02:24.118-07:00I don't mean to be rude but, in this day and a...I don't mean to be rude but, in this day and age, and if you have this "great customer account" with your bank, then why don't you have a free Debit card from your bank? It's easier than writing a check (and doesn't hold the line up while you go through the process of writing said check). Get and use a Debit card people and you won't have these issues and you can shop wherever you want as many times a day/week that you want! Also, before you jump all over me about "using your PIN number opens your account up to fraud" nonsense, then push the "Credit" button instead....no PIN necessary!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-11931043754443562492016-03-23T14:15:08.730-07:002016-03-23T14:15:08.730-07:00Ok smartass, ive spoken with my lawyer and we are ...Ok smartass, ive spoken with my lawyer and we are prepared to sue if you dont give a legitimate reason as to why I all the sudden cant cash my checks after three years of cashing at walmart. Also included in this upcoming lawsuit will be the fact your service team refuses to unlock my checks so I can cash them. Thats inflicting suffering because I no longer have access to my money. See you in court Certegy!Anonymoushttps://www.blogger.com/profile/14615652796269763712noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-80485876991654765012016-03-23T13:50:38.517-07:002016-03-23T13:50:38.517-07:00Ok smartass, ive spoken with my lawyer and we are ...Ok smartass, ive spoken with my lawyer and we are prepared to sue if you dont give a legitimate reason as to why I all the sudden cant cash my checks after three years of cashing at walmart. Also included in this upcoming lawsuit will be the fact your service team refuses to unlock my checks so I can cash them. Thats inflicting suffering because I no longer have access to my money. See you in court Certegy!Anonymoushttps://www.blogger.com/profile/14615652796269763712noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-51068152380161930012016-02-13T20:39:17.266-08:002016-02-13T20:39:17.266-08:00I went today to cash my income tax check and I got...I went today to cash my income tax check and I got a code 2 from Walmart I have been cashing my payroll check there for 5 years so I don't understand what the problem is if it's not me than I can only assume the government has issued me a bad check I called the number and they said I would have to wait 15 days before I can get a answer to my question this is bullshit. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-50315974640233250192015-12-21T13:56:08.872-08:002015-12-21T13:56:08.872-08:00who the hell they think they are.i never had a bad...who the hell they think they are.i never had a bad check.becos i never had a checking acct. simple fact dont trust bank.s i went to cash a money oder .at a city market. that they issued.and was told i had call this idiot company. that gave me no reason why. other than you need to take it to check cashing place.i have to take there own money oder that i bought at there store. to check cashing place. crazyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-8895917508384418612015-10-21T06:07:00.842-07:002015-10-21T06:07:00.842-07:00This is the happiest moment of my life having no l...This is the happiest moment of my life having no longer to worry about paying bills as i have been settled for life. A lot has been said about atm hacking and blank card for cash withdrawal but it all seemed like a myth to me until i eventually lost my job few months back and the world seemed to be moving backwards. I went online in search of jobs and means to an end and there i found comments about STAR TECH AGENCY and how they deliver this card in less than 7 days with no risk involved and a far much lesser price compared to what the card itself can give you, i then made contact and in exactly 6 days latter my card and a manual was delivered to my home address here in the US and that same evening i used the card was able to take out $2000 for a start its been just 3 weeks and my life has taken a new shape. I simply want to say thank you to this company and help spread their fame abroad. If you ever are in need of this card definitely contact startechblankatmhackers@outlook.com and be rest assured of trusted and certified services.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-58148210937236297082015-09-14T13:57:14.209-07:002015-09-14T13:57:14.209-07:00I went to cash a check at Walmart from Speedy Cash...I went to cash a check at Walmart from Speedy Cash, who told me to go to Walmart because Walmart cashes their checks. I received a denial notice, reason #2. WHAT HAS MY CREDIT to do with what Seedy Cash does???? My credit score is in the upper 600's and I feel discriminated against!!! Why is CertEgy Check looking into MY credit when the check is not being pulled from my personal account? IS THIS EVEN LEGAL?? Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-53673824581741975882015-09-09T10:12:52.956-07:002015-09-09T10:12:52.956-07:00Seriously this guy is talking from his ass I went ...Seriously this guy is talking from his ass I went to Walmart yesterday and got denied for $45 with a code 4 what games would I be playing at walmart lmao....no one at this company is on the same page, no one has any ideas about anything and I refuse to file an application to write checks considering my bank already approved me through telechex. They are bad for business as a business owner I would rather take a risk on my customers then pay this ass backwards company.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-25213839601702935522015-02-09T20:01:05.551-08:002015-02-09T20:01:05.551-08:00went to walmart this evening to cash my irs refund...went to walmart this evening to cash my irs refund check had all the correct ids with current address and everything and was denied code 2,how in the hell does and third party company deny a federaly issued checkAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-60986693597171621182014-09-20T13:54:55.648-07:002014-09-20T13:54:55.648-07:00Valid state ID, valid check. What's the fuckin...Valid state ID, valid check. What's the fuckin issue?Roosterheadmanhttps://www.blogger.com/profile/17211566017914597997noreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-6155468791478414432014-09-15T15:18:05.280-07:002014-09-15T15:18:05.280-07:00Does anyone know the real certegy reasons for deny...Does anyone know the real certegy reasons for denying a checkAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-17473166474101798622014-08-26T12:36:14.300-07:002014-08-26T12:36:14.300-07:00Don't bother purchasing a Moneygram money orde...Don't bother purchasing a Moneygram money order either...which is supposedly better and safer than a check...SINCE FUNDS HAVE ALREADY BEEN RECEIVED.<br /><br />Denied at walmart (Certegy code #2) for trying to cash my monegram money order for which I had the receipts and MO stub. Walmart first said they wouldn't cash it unless it was filled out to WALMART.<br /><br />So I obliged them and THEN they ran my ID and the Code2 came back. They wanted to give the money order back to me but I refused saying it was worthless to me. They got moneygram on the phone and verified the money order as valid. So I had valid ID and a valid money order...but some third party wanted to make my life difficult for whatever reason. AND THAT'S EXACTLY THE REASON. They (Certegy) can deny any transaction for any reason.<br /><br />In my case, its a no brainer. I had a valid money order and a valid ID, and I had the receipts showing I purchased the money order. How can they possibly refuse to exchange this for cash??<br /><br />Its ridiculous and just shows you how the jewboys at Certegy will control every aspect of your life.<br /><br />I will never shop at Walmart again for misrepresenting themselves. However, I must say they did re-issue me another money order since I was adamant about not accepting the previous money order filled out to Walmart. I should have had my friend cash it immediately on the spot to spite them.<br /><br />Its a system run my fascist thugs and completely backed by the US government. <br /><br />Good luck to the rest. No one really gives a hoot until it happens to them. I had no idea until today.<br /><br />I also wouldn't be surprised if this blog is being run by Certegy while they try and match your IP address with previous run-ins.<br /><br /><br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-60910089699542429832014-06-27T15:07:59.151-07:002014-06-27T15:07:59.151-07:00I just found out that I cannot cash my tenants ren...I just found out that I cannot cash my tenants rent money order! Reason #2 and they won't say why. I live on my rent money. What the hell am I supposed to do? This is just WRONG. It's a money order that has already been paid for.I'm screwed.<br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-47581012558615928832014-06-16T18:03:51.249-07:002014-06-16T18:03:51.249-07:00Boycott Walmart. One simple reason for all these c...Boycott Walmart. One simple reason for all these complaints. GREED. Screw the Walton bastards. Let their ship sink. Bye bye Walmart.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3168088830286116364.post-80437076662789467722014-06-09T10:41:09.168-07:002014-06-09T10:41:09.168-07:00Continued Suddenly they will not cash this one hun...Continued Suddenly they will not cash this one hundred and eighty dollar retirement check. The only other monies I have is my social security debit card Now I go to the bank and get my money from my debit card and spend cash. No more info 4 Companies. like certegy. And no more WalmartAnonymousnoreply@blogger.com