Thursday, April 12, 2007

Certegy: THEY Are the Fraud - Not You!

Bet you're pissed. Bet you're ready to scream. I'll bet, if you found this blog, you're having problems with a company called Certegy.

You're not alone.

A quick web search reveals thousands of hits and testimonials from people who have had companies refuse to cash legitimate checks or accept checks for payment, all thanks to Certegy's "services." Dozens of major companies - Wal-Mart, Staples, major grocery chains, nationwide clothing stores, even Amazon.com - use Certegy to "verify" checks and prevent what Certegy calls "fraud."

The problem is, a very large proportion of the denials Certegy puts through are just plain wrong. People have had checks denied because they wrote what Certegy thought was "too many checks," "too much money," or "at too many different places." Understand that none of this has anything to do with whether a check is forged or whether there's enough money in an account to cover it.

And understand that once you're on their list, you don't have much recourse. Even when you call the number they give you, their answers are vague and meaningless, often not making sense at all. When they do admit they're in error, you often still cannot cash or write a check; to do so you must join their "gold" membership by giving them additional information. Essentially, a third-party company claims that you must have its permission to do business with a retailer.

This is not acceptable.

I want this company to own up to the fact that its "algorithms" for determining fraud and check validity are deeply flawed. I want the retailers that use this service to see that they are losing a huge amount of money and many, many customers by employing a service that is essentially fraudulent. I want to get the word out and get the ball rolling.

As you can see, this blog is in its infancy. To really get it started, I need your stories. Send me an email with your "Screwed Over by Certegy" story, and I'll post it here. I won't post your email address or name or anything, unless you tell me to. Just let me know your general geographic location, the store where you had the problem, and (if you called) what the Certegy people told you.

Also, if you've got it, please include the "Reason Code" on the Certegy slip you were given. It's time for us to figure out just what those codes mean. I intend to post a guide to those codes right on the front page of this blog, so confused and angry consumers can begin to decipher their meaning. It's simply not okay for Certegy to refuse such information to people who've been screwed over by their fraudulent activities.

Let's expose these bastards. Please, email me at fightcertegy@gmail.com. (Yes, I know it's not a live link. I'm working on that. Short version: I have a browser incompatible with Blogger's new post editor. Just copy and paste the address.)

11 comments:

Anonymous said...

Certegy has been on the news in many states countless times. Guess what? THERE ISN'T A DAMN THING YOU CAN DO! EVERYTHING that we do is completely legal, we have the right to refuse a check for whatever reason we want. Feel free to sue us...it's happened many times...but you'll lose, because everything we are doing is following the law.

FightCertegy said...

My, my. Someone is sounding a bit defensive.

My response to your attempt to pick a fight is this. First, just because something is legal doesn't make it right. Second, laws can be changed. Third, Certegy HAS been sued multiple times. And plenty of people have won!

Incidentally, doesn't it tell you something that your company has been sued so much? Would you go to a doctor with 20 pending malpractice suits?

Anonymous said...

Good day !.
You may , perhaps very interested to know how one can manage to receive high yields .
There is no need to invest much at first. You may commense earning with as small sum of money as 20-100 dollars.

AimTrust is what you thought of all the time
AimTrust represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.

It is based in Panama with affiliates everywhere: In USA, Canada, Cyprus.
Do you want to become a happy investor?
That`s your chance That`s what you desire!

I feel good, I started to get income with the help of this company,
and I invite you to do the same. If it gets down to select a proper companion who uses your money in a right way - that`s AimTrust!.
I earn US$2,000 per day, and my first investment was 500 dollars only!
It`s easy to start , just click this link http://sivubajuja.servetown.com/ohujys.html
and go! Let`s take our chance together to feel the smell of real money

Anonymous said...

Hello!
You may probably be very curious to know how one can make real money on investments.
There is no need to invest much at first.
You may begin to get income with a money that usually is spent
on daily food, that's 20-100 dollars.
I have been participating in one project for several years,
and I'm ready to let you know my secrets at my blog.

Please visit my pages and send me private message to get the info.

P.S. I earn 1000-2000 per daily now.

http://theblogmoney.com

Anonymous said...

Hello!
You may probably be very curious to know how one can manage to receive high yields on investments.
There is no initial capital needed.
You may begin earning with a sum that usually is spent
on daily food, that's 20-100 dollars.
I have been participating in one project for several years,
and I'm ready to share my secrets at my blog.

Please visit my pages and send me private message to get the info.

P.S. I earn 1000-2000 per daily now.

[url=http://theinvestblog.com] Online investment blog[/url]

Anonymous said...

Hi!
You may probably be very interested to know how one can make real money on investments.
There is no initial capital needed.
You may commense earning with a sum that usually is spent
on daily food, that's 20-100 dollars.
I have been participating in one company's work for several years,
and I'm ready to share my secrets at my blog.

Please visit my pages and send me private message to get the info.

P.S. I make 1000-2000 per day now.

http://theinvestblog.com [url=http://theinvestblog.com]Online Investment Blog[/url]

Anonymous said...

Glad to materialize here. Good day or night everybody!

Let me introduce myself,
my name is Peter.
Generally I’m a venturesome gambler. for a long time I’m keen on online-casino and poker.
Not long time ago I started my own blog, where I describe my virtual adventures.
Probably, it will be interesting for you to utilize special software facilitating winnings .
Please visit my diary. http://allbestcasino.com I’ll be glad would you find time to leave your comments.

Anonymous said...

Certegy IS NOT following the law. UCC 3-603 clearly states that if your tender is refused the debt is dischrged for that amount.

Did you write that check to Certegy? Probably not.

When your check gets refused, don't call the 800 number, call the Secret Service and give them the managers name so that he/she can be prosecuted.

Tell the SS that you require their assistance cause the store is making a claim against your property. That's right. It's yours.

The crimes that the store are committing are sedition, misprison of treason and unlawful conversion. Just to name a few.

Tell them to call their legal department and ask them if they want to be prosecuted also.

I bet they'll be really nice after that.

Hannah Ross said...

Do you have the right to refuse a money order purchased from a location you try to prevent fraud at? LMAO it's a money order not a check, so why can't it be cashed

Jack Smith said...

Hello nice information...I got total information..Please share the blogs...reorder checks

Anonymous said...

I recently tried to cash in my per capita from my tribe, they declined me at first for "wrong information" and then when I fixed that,the message said that they don't even know why!